Personal Umbrella Liability Insurance

Personal Umbrella Liability insurance is designed to protect you and your family against catastrophic lawsuits or judgements.  It provides coverage above the liability limit on your existing homeowners or automobile policies.  We can write this policy for you on a stand alone basis or as part of your insurance program with our agency.  $1 million worth of coverage begins at $155.00 and is strongly recommended given the types of situations that you can be sued for. 

Click here for real-life examples of lawsuits filed every day and a worksheet to total your assets and identify uninsured assets.


Here are some examples:

$5 million personal umbrella for an insured with a home, two cars and 5 rental properties  for an annual premium of $974.00.

$2 million of coverage for an insured with a home, four cars, two adult drivers and two drivers under the age of 21 with violations for an annual premium of $473.00

$3 million of coverage for an insured with an apartment, one car and one three family rental for an annual premium of $310.00.